Return & Refund Policy Generator
Build a complete return/refund policy with custom return window and contact channels — copy as HTML.
Tool hub5 tools
Legal & Policy Generators
Free generators for the legal pages every website and online store needs: privacy policy, terms and conditions, return/refund policy, EULA, and disclaimer. Output is ready-to-publish HTML — copy directly into Shopify, WooCommerce, Wix, Squarespace, or any CMS. Templates, not legal advice.
Privacy Policy Generator
Compose a privacy policy covering data collection, cookies, third-party services, and user rights.
Terms & Conditions Generator
Generate site terms covering acceptable use, liability, IP ownership, and dispute resolution.
EULA Generator
Produce an End-User License Agreement for software, apps, or downloadable products.
Disclaimer Generator
Build a website disclaimer covering external links, fair use, professional advice, and liability.
The legal-page baseline every site should publish
You are legally responsible for the legal pages on your site whether or not you wrote them — a copied policy that does not match how you actually operate is worse than no policy at all. The generators on this hub produce baseline templates that cover the structure regulators, payment processors, and marketplaces expect. Customize each one to match how your site really works before publishing.
Which pages do you actually need?
For most websites, the minimum publishable set is three pages: Privacy Policy, Terms & Conditions, and Disclaimer. Add a Return & Refund Policy if you sell physical or digital goods, an EULA if you distribute software or apps, and a separate Cookies Policy if your jurisdiction requires explicit cookie disclosure (the EU does; many others do not, though it's usually folded into Privacy).
- Privacy Policy — required if you collect any personal data, even analytics IPs or email signups. Most analytics tools (Google Analytics, Plausible, Fathom) require a privacy policy in their TOS.
- Terms & Conditions — defines what users may and may not do on your site, who owns the content, and how disputes are handled.
- Return & Refund Policy — required by Stripe, PayPal, Square, and every marketplace before activating live mode for selling.
- EULA — required for downloadable software, apps, and SaaS. Defines license terms.
- Disclaimer — limits liability for advice, external links, professional opinions, and content errors. Especially important for health, finance, and legal content sites.
What these generators give you
Each tool above produces semantic HTML (h2 headings, paragraphs, lists) that you can paste straight into any CMS. The templates are based on the structure that consumer-protection regulators in the EU, UK, US, and Canada commonly expect. Fields you do not fill in are skipped, so the output does not have placeholder text like [YOUR COMPANY NAME] staring back at users.
Required customization before publishing
The generators produce a baseline. Before going live, customize each page for:
- Your actual data-processing practices (third-party services, analytics, cookies, retention).
- Your real return window and exception list for non-returnable items.
- Your jurisdiction (state, country, EU/UK specifics).
- Any regulated category-specific rules (finance, health, children, EU consumer rights).
- Your dispute resolution mechanism (arbitration, courts, mediation).
When to invest in a real lawyer
These templates handle 80-90% of the standard cases — solo founders, small stores, content sites, indie SaaS. The other 10-20% (regulated industries, large operations, international expansion, paid services with real liability exposure, B2B contracts) should pay for a proper review. Budget $500-$2,000 for a full legal-page review from a startup-focused lawyer; it is one of the highest-ROI dollars you will spend.
Linking and maintenance
Publish all legal pages at canonical URLs (/privacy-policy, /terms, /returns, /disclaimer, /eula) and link them from your site footer on every page. Update the “last updated” date whenever you change anything material — payment processors, ad networks, and certain regulators check this date.